A guide to making a Will

Posted: 24 January 2023

A Will is the only way to ensure that your property and loved ones are protected upon your death around 58% of adults do not have a current, valid will.

Without one, the Government directs, in a strict specified order, who should inherit from your estate. This could mean that your relatives, friends and charities may get nothing.

It is also particularly important to make a Will if you are not married to your partner as the law does not automatically recognise partners as having the same rights as husbands and wives.  A Will is also vital if you have children or dependants who may not be able to care for themselves. Without a Will there could be uncertainty about who will look after or provide for them if you die.

Reasons for making a Will

You should always consider taking legal advice about making a Will but more so if:

  • several people could make a claim on your estate when you die because they depend on you financially;
  • you are not married but have a long-term partner
  • you have children under the age of 18
  • your permanent home is not in the UK or you are not a British citizen;
  • you live here but you have overseas property; or
  • you own all or part of a business.

Once you have had a Will drawn up, some changes to your circumstances (for example, marriage, separation or divorce) can make all or part of that Will invalid or inadequate. This means that you must review your Will regularly, to reflect any major life changes. We can tell you what changes may be necessary to update your Will.

guide to WIlls

What we will need to know:
What you own 

Details of everything you own, including property, cars, personal valuables, stocks and shares, bank accounts, insurance policies, any businesses you own, and pensions.

Details of your family and marital status

Are you divorced, remarried or living with a partner? Do you have any children or any other dependants? Anyone who depends on you financially can ask a court to review your Will if they feel you have not provided properly for them. If you give us relevant details, we can tell you about any legal pitfalls.


You must appoint Executors to carry out the instructions in your Will. Executors are often called Trustees in your Will as sometimes they hold money “on trust”; e.g. if you have children under the age of 18. It is wise to have two Executors and you may appoint a member of your family or a friend. Partners of our firm will be pleased to act as your Executors either alone or with a member of your family or friend.


If you have children under 18 you may want to appoint one or two people to act as guardians. As guardianship involves a great deal of responsibility you should ask people to agree to act before appointing them. It is advisable for them to be different persons from the Executors.

Who gets what? – Beneficiaries

Who do you want to leave these assets to? These are your beneficiaries. How do you want to divide your property between your loved ones, friends or charities? Are there any conditions you want to attach to these gifts?

Any person named in your Will as a beneficiary needs to be identified clearly so as to avoid any confusion after your death. Accordingly, wherever possible, it is always best to provide a full name and, where appropriate, details of that persons relationship to you, as well as an accurate address (which should be kept up to date).

The main part of your estate is called “the residue”. The residue is all that you own in your sole name(other than the above gifts) and after deduction of funeral expenses and debts. Before disposing of this you may wish to consider making specific gifts of cash or personal items (e.g. jewellery) to individual people, organisations or Charities.

Here are some common examples of gifts of residue:

•         To one person (husband/wife/partner).

•         To several people (children, grandchildren, other relatives, friends).

•         To Charity. Where there is more than one beneficiary this can be in equal or unequal shares.

•         You should also consider who should benefit if a beneficiary dies before you e.g. the beneficiary’s children.

•         If there is an infant beneficiary consider the age when he or she can have the gift e.g. 18, 21 or 25.

Funeral directions

You may specify in your Will if you wish to be cremated or buried.

Signing the will

Once the Will has been drawn up it is not effective until it has been signed. There are several rules affecting the signature process which, if not followed correctly, will make your Will invalid. For example, witnesses and their husbands and wives cannot benefit under the Will. Many people use staff at their solicitor’s office to act as their witnesses for this reason.

What happens if you don’t make a Will? – Intestacy

If you die Intestate i.e. without leaving a Will, your house, personal belongings, money in the bank and other investments could pass to a member of your family …. but not necessarily the one you would choose or in the shares you would like! At worst, the Government could be entitled to everything you own!

Relatives of the Intestate who may benefit on intestacy are as follows:-

1.       A spouse

2.       Issue (i.e. children or remoter lineal descendants)

3.       Parent(s)

4.       Brother(s) or sister(s) of the whole blood or their issue

5.       Brother(s) or sister(s) of the half blood or their issue

6.       Grandparent(s)

7.       Uncle(s) or aunt(s) of the whole blood or their issue

8.       Uncle(s) or aunt(s) of the half blood or their issue

9.       The Crown, Duchy of Lancaster or Duchy of Cornwall

Where a person dies without a Will, there is an order of distribution laid down by Parliament.

Claimants against your estate

You can dispose of your estate as you wish but if you do not make provision for someone who is a dependent, e.g. a spouse/civil partner, children, cohabitee, they may make a claim against your estate when you die under the Inheritance (Provision for Family and Dependants) Act 1975.

Frequently asked questions
Can I appoint my spouse/civil partner to be Executor?

Yes. Often married couples leave everything to each other and appoint each other to be Executors of their respective Wills.

Can I Will jointly owned property To A third party?

Many items which are in the joint names of you and another (such as joint bank accounts and, in certain cases, land and houses), pass automatically to the other person on your death, regardless of the terms of the Will. Generally, this will apply to jointly owned houses and land although it is sometimes possible to leave your share to beneficiaries in you Will, depending on how you originally purchased or acquired it. If you are in doubt about this point, you should consult the Solicitor who handled your conveyancing or the Bank or Building Society who holds your deeds before completing your Will instructions.

How long will it take to prepare my Will?

We can prepare a draft for approval within a few days of receiving instructions. In  cases of urgency, we can do this even quicker.

Do I have to come into the office to give instructions?

Not necessarily, although it is usually better to talk face to face. You can give telephone or written instructions or e-mail us.

What happens next?

We prepare a draft and send this to you for approval. When you are happy with the draft you can come to the office to sign the Will or, if it is easier for you, we can send you the Will to sign at home.

Where should I keep the original Will?

If you keep your Will at home you may lose it, accidentally throw it away or it could be destroyed in a fire so we like to keep original Wills for Clients and supply them with a photocopy. We make no charge for this service.

What is a Living Will?

This is a document which, in circumstances which are defined, directs that no treatment is to be given aimed at prolonging or sustaining life and that treatment is to be given to control symptoms even though it may shorten life.

How THB Solicitors can help

You can see that dying intestate (without making a Will) can lead to very complex problems which can so easily be avoided by making a Will. We are able to advise you on the contents of your Will and to prepare a draft for your approval. We can come to your home if this is more convenient for you or you can give us instructions by telephone on 01702 298 282, letter or e-mail. For further information please contact us.


Our costs for making a straightforward single Will are £190.00 plus VAT and £360.00 plus VAT for a joint Will. Our fees include free, lifetime storage of your Will in our safe storage system and registration of your Will with the Certainty UK National Will Register.

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